About Union Bank & Trust: Locations, Employment, Community Involvement, News and Affiliates

The feeling of belonging extends well beyond the walls of our banks. It
spreads out into the community that has given us so much. We are proud of the many employees who generously donate so much of their time in support of charitable, civic, and professional organizations.

10/15/2009 — Learn To Dream Scholarship a Success
Over 640 students are benefitting from the Learn To Dream Scholarship, provided by Union Bank & Trust and Nelnet.

9/1/2009 — We Live United!
Union Bank's 2009 United Way Campaign was a tremendous success. Thanks to the generosity of our employees, the Dollar-A-Dog hot dog eating contest, a prize raffle and a corporate gift, Union Bank & Trust donated over $225,000 to the United Way and Community Health Charities of Nebraska.

7/30/2009 — The Fight Against Cancer
Union Bank & Trust's Relay for Life team raised over $11,000 to support cancer research through the American Cancer Society. More than twenty employees were on hand to walk, including those who camped out all night.

6/28/2009 — Barrels Full of Food
This year's Food Drive in support of the Food Bank of Lincoln was our most successful yet. Over 400 Lincoln employees teamed up to donate nearly 8,000 items - 5,600 pounds of food - and nearly $4,000 to this great cause.

5/16/2009 — It's All About Heart
111 Union Bank & Trust employees, family and friends came together in support of the American Heart Association's Heart Walk at Lincoln East High School. Union Bank & Trust employees raised over $12,000 to help the fight against heart disease.

4/1/2009 — Rolling In Donations for Big Brothers/Big Sisters
Over 150 Union Bank & Trust employees raised money as part of the Bowl-A-Thon to benefit Heartland Big Brothers/Big Sisters. Along with friends and family, employees raised over $15,000 and filled all 32 lanes of the bowling alley!

3/30/2009 — $25,000 Granted Through Community Choice Challenge
We received a great amount of support from the community. Over 20,000 votes were cast for 34 Lincoln-area non-profit organizations. The top five vote-getters were each awarded $5,000 by Union Bank & Trust.

3/3/2009 — Tremendous support for Volunteer Partners
89 Union Bank & Trust employees pledged an amazing 2,620 hours of volunteerism and over $1,200 as part of this year's Volunteer-a-Thon. Through Volunteer Partners, employees can choose from nearly 200 agencies and organizations that need their help.

Our board of directors has established an annual share of earnings for
contributions back into the community in the areas of education, the
arts, and community betterment. In the past five years, the bank and
its holding company have contributed over five million dollars back into the community to these, and many other groups and organizations:

Alzheimer’s Association American Cancer Society American Heart Association American Red Cross Arbor Day Foundation Arthritis Foundation Big Brothers/Big Sisters (Heartland) Bright Lights Bryan/LGH West Bryan School of Nursing Capital Humane Society Cedars Youth Services Children’s Museum Christian Heritage Home Community Blood Bank Cystic Fibrosis Foundation David City Swimming Pool Fellowship of Christian Athletes Folsom Children’s Zoo Fonner Events Center Food Bank of Lincoln Friendship Home Girl Scouts of America Habitat for Humanity Hispanic Center Junior Achievement Juvenile Diabetes Research Foundation Learn to Dream Scholarship		Lied Center for Performing Arts Lighthouse Lincoln Community Playhouse Lincoln Medical Education Foundation Lincoln Paint-a-Thon Lincoln Public Schools Madonna Rehabilitation Hospital Make-A-Wish Foundation March of Dimes Matt Talbot Kitchen McCook Economic Development Midget Football Nebraska Trails Foundation Nebraska Stroke Foundation Nebraska Wesleyan University Optimist Sports Complex People’s City Mission Rape/Spouse Abuse Crisis Center Star City Parade Southeast Community College Tabitha Meals on Wheels TeamMates Union College United Way Union Plaza University of Nebraska Foundation Volunteer Partners YMCA York Senior Center

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Important Information About Procedures For Opening A New Account—
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you; we may also ask to see your driver’s license or other identifying documents.

FDIC Insurance:
The standard insurance amount of $250,000 per depositor is in effect through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor. Union Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

**Insurance policies are obligations of the issuing insurance company, and are not obligations or deposits of, or guaranteed by any bank and are not FDIC insured. Annuities subject to investment risks, including possible loss of the principal amount invested. Union Bank makes insurance available through its affiliated company Union Agency Inc.