Union Bank's Visa Commercial Credit Card and Visa Business Purchasing Card are the simple, convenient, flexible way to control your business expenditures. Choose the card that fits your needs and enjoy the benefits anywhere your business takes you—from local restaurants and hotels worldwide, to simply purchasing office supplies.

Visa Business Purchasing Card
All the same features of the Commercial Credit Card, plus the ability to approve the type of merchants or spending limits for each cardholder (employee) in advance. You can set up unique controls on each of your employee's purchasing cards. You can select the controls up front, minimizing the amount of time needed ot review routine purchasing cards transactions. Controls include:

• Select independent controls for each cardholder
• Set spending limits based on individual transactions or for a set period of time
• Limit types of spending by assigning specific merchant categories to a cardholder

Upgrade With CentreSuite (Visa Business Purchasing Card only)
The program features CentreSuite tracking software, which puts you in control of assigning and monitoring employee purchasing cards. You can practically eliminate paper invoices and checks altogether. You will have access to real-time data, which will enable you to easily integrate your purchasing card information into your business's back office system.

Automatic Travel Accident Insurance on every card.
Receive common carrier travel accident insurance every time you travel by air, bus, train, ship, taxi, or any other common carrier anywhere in the world when you charge your entire fare to a Union Bank credit card. You, your spouse and dependent children up to age 19 (age 23 if a full-time student at an accredited school or college) are automatically covered at NO EXTRA CHARGE.

Earn Rewards Through the Points2U Program.
Your business has the option to earn more from your company credit cards with the Points2U program. It’s simple to use—for each dollar spent in eligible net purchases* rounded to the nearest whole dollar, you will earn one point toward travel, hotel accommodations, merchandise and more!

To redeem your points, visit Points2U online at www.points2U.com or call the redemption center toll-free at 1-866-POINTS2U. You can redeem points at any time for travel, merchandise, gitf cards, music, ringtones and more!

Twenty-Five Day Grace Period
You will have up to 25 days to pay for your purchases without accumulating interest.

Credit Card Forms
	Visa Commercial Card application Visa Purchasing Card application Visa Commercial Cards terms of agreement

Personal Credit Cards

• VISA Classic & Platinum cards

Mail completed and signed application to:

Union Bank & Trust Company
Attn: Credit Card Division
PO Box 82535
Lincoln, NE 68501-2535

*Net purchases are defined as the dollar value of goods and services purchased with a Card beginning with the first day of the billing cycle that includes Cardholder’s Enrollment Date, minus any credits, returns or other adjustments as reflected on monthly billing statements.