Union Bank & Trust: Cash Management, Business Banking Online, Web Cash Manager, Collection, Disbursement and Investments.

Union Bank & Trust Visa Debit Card (no annual fee)
Managing your business checking account is now easier with the Visa Business Debit Card. It gives you, or designated employees, the flexibility to purchase, deposit, withdraw, transfer and check balances.

Pay for business purchases without carrying your business checkbook.

Permit designated employees to make purchases within pre-determined limits.

Petty cash funds and writing small “nuisance” checks are no longer necessary.

Visa Commercial Credit Card (no annual fee)
This card is a simple, convenient, flexible way to control your business expenditures. Enjoy the benefits anywhere your business takes you—from local restaurants and hotels worldwide, to simply purchasing office supplies.

Visa Business Purchasing Card (no annual fee)
Utilize all the features of a Commercial Credit Card, plus the ability to customize merchant codes and spending limits for each cardholder (employee) in advance. Assign unique and independent controls per cardholder. By selecting the controls up front, you’ll minimize the amount of time needed to review routine purchases.

When combined with the self-administration system, you have access to tracking software that puts you in control of assigning and monitoring employee cards. With access to real-time data, you can easily integrate your credit card information into your business's back office system.

Eliminate cash advances, purchase orders and checks

Assign specific merchant categories, spending limits, etc.

Make real-time updates to card controls online

Monitor transactions, close cards or pull reports from your office

Direct charges to specific accounting areas or post them directly to your accounting system

Earn bonus points through the ScoreCard Rewards Program

Your business has the option to earn more from your company credit cards through the ScoreCard Rewards Program. You'll earn 1 bonus point for each $1 spent. With real-time point updates, you can watch your rewards grow as you use your Union Bank credit card for all of your everyday purchases.

ScoreCard features:

Expanded travel options—book airline travel online using points

Brand-name merchandise

Ability to shop with points online

Special promotions for additional points through the ScoreMore program

Access your rewards in three ways:

Direct link to your rewards within www.ezcardinfo.com

Online at www.scorecardrewards.com

Download the ScoreCard mobile app (Apple and Android phones only)

Applications & Forms
	Visa Business Debit Card application Visa Commercial Credit Card application Visa Purchasing Card application Visa Commercial Cards terms of agreement

Mail completed and signed application to:

Union Bank & Trust Company
Attn: Electronic Banking
PO Box 82535
Lincoln, NE 68501-2535

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Important Information About Procedures For Opening A New Account—
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you; we may also ask to see your driver’s license or other identifying documents.

FDIC Insurance:
For general information on FDIC Insurance, click here. For an important disclosure regarding deposit insurance on noninterest-bearing transaction accounts, click here.

**Insurance policies are obligations of the issuing insurance company, and are not obligations or deposits of, or guaranteed by any bank and are not FDIC insured. Annuities subject to investment risks, including possible loss of the principal amount invested. Union Bank makes insurance available through its affiliated company Union Agency Inc.