We're here to help you speed up and simplify the collections process. Concentrate your funds into a single account for fast, efficient use with these collection services:

• Concentration
  
Channels funds from multiple accounts, multiple locations, or even other financial institutions to a single account for your efficient use.


• Automated Billing
  
Accelerate payment collections with preauthorized ACH debits to your customer's bank accounts.


• Wholesale and Retail Lockbox
  
Streamline collection of recurring payments to your business and provide accurate, timely reports of those activities. Union Bank’s lockbox service maximizes funds availability by reducing mail float and crediting your account the same day payments are received directly to Union Bank.


• VISA/MasterCard Merchant Deposit
  
Increase sales with a credit card processing system that's easy and simple to use.

Please contact us to learn more about how Union Bank & Trust can design an effective Treasury Management program that benefits your company.