Direct Deposit is a service that provides businesses with the ability to set up, perform and track their payroll, all from the convenience of the office. No special software is required to run the system—you need only an industry standard web browser.* And, because the system is managed by Union Bank & Trust, you can be sure that your electronic payroll will settle quickly and efficiently.

Businesses that utilize direct deposit enjoy the benefits of:

• More time to dedicate to your business
• Lower costs
• Improved funds management
• Increased efficiency
• Reduced paper handling

Despite these benefits, many small businesses have not offered direct deposit to their employees due to high costs. Union Bank & Trust offers a special package designed to make direct deposit services affordable for the small business owner. To qualify, businesses must have less than 20 employees and a net payroll of less than $50,000.

Direct Deposit
Manage your employee payroll electronically with direct deposit. You have the flexibility to set up different payrolls for your hourly and salaried employees.

As your business grows, Web Cash Manager, the system used for direct deposit services, can grow with you. Other Cash Management services offered through Web Cash Manager include:

• Direct Deposit
• Pre-authorized Bill Payment
• Cash Concentration or Disbursement
• Federal Tax Deposit Payment

*Standard web browsers include Netscape Navigator and Internet Explorer with 128-bit encryption.