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For in-depth information about the various
retirement options offered by Union Bank, click
here.
| Union
Foundation IRA |
Union
Select IRA* |
Union
Target IRA* |
Union
Focus IRA* |
Union
Managed IRA* |
| Branch
Offices - Personal Bankers |
Retirement Plan Services 888.503.9140 ext.1337 or 402.323.1337 |
Retirement Plan Services 888.503.9140 ext.1337 or 402.323.1337 |
Personal Trust Investment
Center 888.239.5135 ext. 1308 or 402.323.1308 |
Trust Investment Advisory 402.323.1541 |
| For investors who wish to have Federally insured deposits | For investors wishing to pay on a transactional basis | An IRA for those wishing to take the guesswork out of investing in mutual funds | A custodial IRA for a customer who wants the benefits of a brokerage account for one fee | Customized portfolio management services from a team of investment professionals for individual investors, foundations and endowments |
| FDIC coverage Benefit from tax-free earnings (Roth IRA) or tax-deductible contributions (traditional IRA) Choose fixed rate or variable rate CD Work with a personal banker in any of our 29 branch locations No fees, service charges or commissions 24-hour online access |
Self-directed account Direct interaction with your investment representative Wide variety of investment options Choice of load and no-load funds available Benefit from Asset Allocation Analysis Economical; 24-hour online access |
Self-directed account Simplified investment choices featuring Fidelity
Freedom Funds, with these key features: 2-Professional Asset Allocation 3-Diversification 4-Automatic rebalancing Small, select group of additional mutual funds is available 24-hour online access |
Self-directed account Direct interaction with your investment representative Relax in a no-pressure environment and hear suggestions on building your portfolio Wide variety of investment options Fee-based rather than commission-based Economical for frequent trading and rebalancing 24-hour online access |
Direct access to professional money managers Benefit from the expertise of Union Bank's investment professionals, each of whom has attained the Chartered Financial Analyst (CFA) designation. Receive independent analysis and advice Establish a trusting and comfortable relationship with your money manager Fee-based rather than commission-based 24-hour online access |
| Union
Foundation IRA |
Union
Select IRA |
Union
Target IRA |
Union
Focus IRA |
Union
Managed IRA |
|
Variable Rate Term
(18 month term; interest rate can change daily) |
Bonds (agency, treasury, corporate) Mutual Funds |
Fidelity Freedom Funds |
Bonds (agency, treasury, corporate) Inst'l Mutual Funds Exchange Traded Funds (ETFs) |
Fixed income investments Inst'l Mutual Funds
(stocks, bonds, mix) |
|
No minimum deposit
for the Variable Rate |
Mutual fund minimums dictated by each mutual fund company Bond minimums dictated by issuer |
$1,000 initial investment or $50 automatic monthly deposits |
$10,000 for IRAs (traditional, Roth, SEP). Minimum fee will apply for accounts less than $10,000. |
Designed for investors with at least $250,000 of investable assets |
No fees or service charges |
Mutual fund charges dictated by each fund company Stock trades based
on size and shares |
Annual fee of 0.50% |
Annual fee of 1.1% Minimum fee may apply. |
1.0% annual fee on first $500,000 .80% on next $500,000 .60% on assets over |
*Investment services offered through
Union Bank & Trust Company's Trust Division. Investment products:
Not FDIC Insured - No Bank Guarantee - May Lose Value.