Union Bank & Trust Personal Banking — All you need to achieve your dreams

MyStyle Checking

Choose three options you want and go be you.

. $50¹
. ATM Fee Freedom³
. Free Designer Debit Card View Gallery
. $10 Mobile Banking Bonus²
. Replace Your Designer Debit Card for Free

MyStyle Checking available to persons age 16 to 25. Requires $50 opening deposit and enrollment in e-Statements. The following applies if option selected:
¹$50 cash deposited to your account within 30 days of month-end following your 10th point-of-sale debit card transaction if conducted within 2 months of account opening;
²$10 cash deposited to your account within 30 days of month-end following your enrollment in Mobile Banking.
³ If ATM Fee Freedom option selected, $2 ATM Usage Fee at non-UBT ATMs is waived on first 20 transactions per statement cycle; some ATM owners may assess a surcharge of which we have no control and are not able to waive. Other restrictions apply.

MyStyle Savings

Now you can customize your own savings account. Just choose two options that fit your style most and you'll be saving in style.

. Fee waiver¹
. $25 Anniversary Bonus²
. $10 RoundUp match³—automatic savings program

Account Details

. $25 will get you started
. Competitive variable savings interest rate
. Six free withdrawals per calendar month, $1.00 per additional withdrawal
. Make additional deposits at any time
. Free e-Statements (required)

Must sign up for e-Statements when opening account.
Only offered to people ages 16- 25.

¹If this option is not selected at account opening, there is a $3 per month maintenance fee if below $100 average available balance for those age 18 and over. Under age 18, this fee is waived.
²Minimum balance of $500 on the last day of the month of your 1-year account anniversary. $25 deposited within 10 days of the last day of the month of your 1-year account anniversary.
³Requires enrollment in RoundUp, Union Bank will match up to $10 of your automatic RoundUp deposits within 2 months of enrollment; RoundUp match will occur daily.

For current MyStyle savings annual percentage yield (APY) and interest rate, please click here. No minimum balance required to obtain APY; rate may change after account opening and fees may reduce earnings. MyStyle savings has transfer and withdrawal limitations, see account disclosure for additional information

MyStyle Credit Card

You want to be sure that you have a stellar credit report, and our new MyStyle credit card can help get you there. It’s designed with unique features to help first-time applicants establish good credit habits. Start mastering your credit score with a MyStyle credit card from Union Bank.

Ideal solution for first-time applicants.

. No annual fee
. Credit limits beginning at $1,000
. Competitive Interest Rate
. Identity Theft insurance and assistance
. Automatic enrollment in Points2U rewards program

View summary of account terms

Offer subject to credit approval.

MyStyle Investment Powered by Betterment

The smartest and simplest way to invest online. With MyStyle Investment, you’ll enjoy the returns of a diversified portfolio - without spending hours doing research.

Next to Nothing Cost.

Choose between three simple plans and a suite of features. the annual management fee ranges from 0.15% to 0.35% depending on your balance. For more details click here.

Simple to Start.

Getting started takes less than 5 minutes. Just link your Union Bank & Trust checking account to Betterment at www.betterment.com/mystyle

Click here to view the Betterment Overview Video ›

Whether you are just beginning or you are already investing, MyStyle Investment can be a part of your future.

Betterment LLC is an SEC Registered Investment Advisor. Brokerage services offered by Betterment Securities, an SEC registered broker-dealer and member FINRA/SIPC. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and Betterment’s charges and expenses. Betterment LLC and Betterment Securities are not banks and the investments offered by them are not guaranteed or insured by Union Bank and Trust. Union Bank & Trust is not affiliated with Betterment LLC or Betterment Securities. Not an offer, solicitation of an offer, or advice to buy or sell securities in jurisdictions where Betterment and Betterment Securities are not registered.

Investments: Not FDIC Insured • No Bank Guarantee • May Lose Value

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Important Information About Procedures For Opening A New Account—
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you; we may also ask to see your driver’s license or other identifying documents.

FDIC Insurance:
For general information on FDIC Insurance, click here. For an important disclosure regarding deposit insurance on noninterest-bearing transaction accounts, click here.

**Insurance policies are obligations of the issuing insurance company, and are not obligations or deposits of, or guaranteed by any bank and are not FDIC insured. Annuities subject to investment risks, including possible loss of the principal amount invested. Union Bank makes insurance available through its affiliated company Union Agency Inc.