Union Bank & Trust Credit Cards: The Right Card for You.

Finding the right card for you is easy with these unique program options from Union Bank.

More choices to fit your individual needs.
Make the Visa Classic, Platinum or Secured Card your constant traveling companion and you will have instant credit at your fingertips. Select the card program that best fits your needs that feature competitive interest rates and the Points2U Rewards program.

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Visa Classic Card
This unsecured credit card features no annual fee, a competitive interest rate and automatic enrollment in the Points2U Rewards Program. Credit limits begin at $1,000.

Visa Platinum Card
Upgrade to the Visa Platinum card when you meet the minimum gross income of $35,000 per year, with a minimum credit limit of $5,000. This premium card features our lowest interest rate with no annual fee and automatic enrollment in the Points2U Rewards Program.

Visa Secured Card
A proactive solution to building or repairing credit history over time. Backed in full by a cash deposit, a credit line is extended, just like a regular credit card. Activity is reported to the major credit bureaus, creating an opportunity to build a good credit history. With credit lines available from $300 to $5,000, this card has an annual fee of $32, and qualifies for automatic enrollment in the Points2U Rewards Program.

Earn Rewards through the Points2U Program

Earn more from your credit card with the Points2U program. It’s simple to use—for each dollar spent in eligible net purchases* rounded to the nearest whole dollar, you will earn one point toward travel, hotel accommodations, merchandise and more!

If you also have a Union Bank Debit Card, your points will accumulate within the same account. For every two dollars spent in eligible net purchases* rounded to the nearest whole dollar, your debit card will earn one point. Only signature-based transactions earn points, so be sure to select "credit" when making a purchase with your debit card. Your points will grow fast when you combine the spending power of both your Union Bank credit and debit cards.

To redeem your points, visit Points2U online at www.points2U.comor call the redemption center toll-free at 1-866-POINTS2U. You can redeem points at any time for travel, merchandise, gift cards, music, ringtones and more!

Credit Card Forms
	VISA Classic & Platinum application VISA Classic, Platinum & Secured terms of agreement VISA Secured Card application

Business Credit Cards

VISA Commercial Credit Card

Mail completed and signed application to:

Union Bank & Trust Company
Attn: Credit Card Division
PO Box 82535
Lincoln, NE 68501-2535

*Net purchases are defined as the dollar value of goods and services purchased with a Card beginning with the first day of the billing cycle that includes Cardholder’s Enrollment Date, minus any credits, returns or other adjustments as reflected on monthly billing statements. For complete rules and restrictions, refer to your Points2U terms and conditions.

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Important Information About Procedures For Opening A New Account—
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you; we may also ask to see your driver’s license or other identifying documents.

FDIC Insurance:
For general information on FDIC Insurance, click here. For an important disclosure regarding deposit insurance on noninterest-bearing transaction accounts, click here.