Apply Online ½% off loan rates. This may be your lucky day. Here's the perfect opportunity to make home improvements, get some new wheels, or take a relaxing vacation. With a 1/2% rate reduction, your payments will be lower. And it gets even better. The minimum loan is only $2,500 and you can wait up to 90 days before you make your first payment. Stop by your local Union Bank & Trust branch, or call (402) 323-1777 or (888) 828-4450 for more information. At Union Bank & Trust you’ll find competitive rates, no prepayment penalty, and always great service. It’s like landing on Free Parking.

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If you have a higher rate loan at another financial institution, consider refinancing at Union Bank & Trust.  With our ½% rate reduction, we may be able to give you a great rate and lower your payments.

Offer Details:

• ½% off of our regular consumer loan rates
• No pre-payment penalty
• Interest may be tax-deductible**
• Quick approval
• Great customer service

Requirements:

• $2,500 minimum loan amount
• New loans only
• Auto payment from a Union Bank & Trust checking account
• Does not apply to a line of credit
  

Applying Is Easy | Apply Online
Stop by your local Union Bank & Trust branch, or call (402) 323-1777 or (888) 828-4450 for more information.

*New money only. $2,500 minimum personal loan amount. Automatic loan payment from a Union Bank checking account required. Subject to change at any time. Special restrictions may apply. Down payment may vary depending upon loan type. Subject to credit approval. Additional fees may apply. Does not apply to lines of credit.

**Consult your tax advisor regarding the deductibility of interest.

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Purchasing a new or used car with Union Bank & Trust is easy. Our quick, no-hassle approval and low rates will get you into your new car fast. This may also be a good time to consider refinancing your current auto loan. An auto loan from Union Bank offers you:

• Quick approval
• Fixed monthly payments
• Rates and terms to fit every need
• Rate reduction for automatic payment
  

If we can help you with an auto loan or if you have questions, stop by any of our convenient bank offices for more information.

Or to discover the right loan for you, please call:

• Lincoln — (402) 323-1828
• Omaha — (402) 827-1999 or toll-free (877) 522-0109
• Greater Nebraska — (800) 297-2837
• Kansas — (913) 667-8600 or toll-free (800) 297-2837

Insurance Updates - (for loans originated with Dealers only)
Union Bank & Trust has implemented an audit process in order to ensure that we have current copies of insurance on file for collateralized vehicle loans. In order to update our files, you may receive a letter asking you to provide a copy of your insurance policy. In doing so, please make certain that your vehicle insurance includes comprehensive and collision coverage with a maximum deductible of $1,000 each. Union Bank & Trust should be listed as the lien holder, PO Box 84430, Lincoln NE 68501-4430.

There are several options for providing updated copies of insurance:

• Enter your information online at www.myinsuranceinfo.com
  
  
• Ask your agent to call (800) 653-8812 and a representative will gather the necessary information.
  
  
• Mail a copy of your insurance to:
  Union Bank & Trust
  PO Box 84430
  Lincoln, NE 68501-4430