APY* On A Checking Account. How Fortunate.
Bonus Checking, only from Union Bank.
Now your checking account works for you. Just make 12 debit card
transactions a month, take advantage of our online banking features
and maintain a direct deposit. No monthly fees. Just 0.70% APY* on
account you use every day. Because everyone deserves a little bonus.
Your Needs and Preferences
- You want all of the privileges of checking, with the
opportunity to earn interest based on your account
- Maintaining an average monthly available balance of
$1,500 or more would not be a problem for you.
- You are willing to conduct a portion of your banking
electronically in order to earn the highest rate possible
on your funds.
- You want easy, 24-hour access to your account.
- Interest is earned when your account maintains an average
monthly available balance of $1,500 or above. Interest rate
applied is dependent upon account activity and balance.
Ask us for our current rates.
- No monthly maintenance fee.
- Ability to earn premium interest rate based upon meeting
the following four criteria per statement cycle:
- Make at least 12 purchases with a debit card
(excludes ATM withdrawals)
- Receive an e-Statement (requires valid e-mail address)
- Access Online banking at least once, and
- Have a paycheck or another source of income Directly Deposited to this account
- Options to access your account include an ATM Card, Visa Check Card, Online Banking, BillPay, e-Statements, and TeleBank.
- Two free non-Union Bank ATM transactions per statement cycle**
- Free access to Check Images through Online Banking
* Annual Percentage Yield (APY) accurate as of May 22, 2013 paid on balances $25,000 and under if the following qualifications are met during the statement period: 12 or more debit card transactions (does not include ATM transactions), one direct deposit, e-statement (valid e-mail address provided to bank) and access online banking at least once monthly. For balances over $25,000 APY is .20%. For balances $1,500 and over that do not meet these qualifications APY is .20%. You must maintain $1,500 average available balance to earn APY. Rates subject to change. Fees may reduce earnings. Minimum deposit to open account is $50. Personal accounts only.
** Some ATM owners may have their own surcharge, of which we have no control and are not able to waive.