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0.70% APY* On A Checking Account. How Fortunate.


Bonus Checking, only from Union Bank.

Now your checking account works for you. Just make 12 debit card
transactions a month, take advantage of our online banking features
and maintain a direct deposit. No monthly fees. Just 0.70% APY* on the
account you use every day. Because everyone deserves a little bonus.


Your Needs and Preferences

  • You want all of the privileges of checking, with the
    opportunity to earn interest based on your account
    balance.
  • Maintaining an average monthly available balance of
    $1,500 or more would not be a problem for you.
  • You are willing to conduct a portion of your banking
    electronically in order to earn the highest rate possible
    on your funds.
  • You want easy, 24-hour access to your account.

Account Details

  • Interest is earned when your account maintains an average
    monthly available balance of $1,500 or above. Interest rate
    applied is dependent upon account activity and balance.
    Ask us for our current rates.
  • No monthly maintenance fee.
  • Ability to earn premium interest rate based upon meeting
    the following four criteria per statement cycle:
  • Make at least 12 purchases with a debit card
    (excludes ATM withdrawals)
  • Receive an e-Statement (requires valid e-mail address)
  • Access Online banking at least once, and
  • Have a paycheck or another source of income Directly Deposited to this account
  • Options to access your account include an ATM Card, Visa Check Card, Online Banking, BillPay, e-Statements, and TeleBank.
  • Two free non-Union Bank ATM transactions per statement cycle**
  • Free access to Check Images through Online Banking


* Annual Percentage Yield (APY) accurate as of May 22, 2013 paid on balances $25,000 and under if the following qualifications are met during the statement period: 12 or more debit card transactions (does not include ATM transactions), one direct deposit, e-statement (valid e-mail address provided to bank) and access online banking at least once monthly. For balances over $25,000 APY is .20%. For balances $1,500 and over that do not meet these qualifications APY is .20%. You must maintain $1,500 average available balance to earn APY. Rates subject to change. Fees may reduce earnings. Minimum deposit to open account is $50. Personal accounts only.


** Some ATM owners may have their own surcharge, of which we have no control and are not able to waive.


 
   
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Important Information About Procedures For Opening A New Account—
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you; we may also ask to see your driver’s license or other identifying documents.

FDIC Insurance:
For general information on FDIC Insurance, click here. For an important disclosure regarding deposit insurance on noninterest-bearing transaction accounts, click here.
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