Your choice of checking account. Your choice of a free gift.

• Without options, life would be pretty plain. Lucky for you, at Union Bank, you’ve got choices. Visit The Bank of You, answer a few questions and we’ll suggest a checking account that’s right for you. Or see our available Checking Plans, decide which one fits your needs and apply online.
  
  When you open the account, you’ll get 5,000 rewards points ($50 value) to use on a gift you choose. It’s time to add a little flavor to your banking.
  
  
  Offer valid February 4, 2008 through March 31, 2008.
  

The 5,000 rewards points are approximately $50 in value, depending upon the gift selected. The points will be added to your account approx. 30 days after you open a Simply Free or interest bearing personal checking account. See us for details regarding your choice of interest-bearing personal checking accounts. To open the account and obtain the points, our Simply Free account requires no minimum balance and our interest-bearing personal checking accounts require a $50 minimum deposit. For interest-bearing personal accounts, various Annual Percentage Yields (APYs) are available based on the account you choose and the balance you maintain. For example, our Interest Advantage account requires a minimum balance of $500 to earn the APY. As of 1/17/08, the minimum balances and corresponding APYs for Interest Advantage are as follows: $500 to $999.99 – 0.25% APY, $1,000 to $4,999.99 – 0.50% APY, $5,000 to $9,999.99 – 0.75% APY, $10,000 to $19,999.99 – 1.00% APY, $20,000 and over – 1.26% APY. Fees may reduce earnings. Rates are subject to change. Limit one rewards points bonus per household. This offer expires March 31, 2008. Limited to new personal accounts only. May not be combined with any other offer.