Earn Rewards Through the Points2U Program.
Earn more from your VISA Check Card with the Points2U program. It’s simple to use—for every two dollars spent in eligible net purchases* rounded to the nearest whole dollar, you will earn one point toward travel, hotel accommodations, merchandise and more! Only signature-based transactions earn points, so be sure to select "credit" when making a purchase with your check card.

To redeem your points, visit Points2U online at www.points2U.com or call the redemption center toll-free at 1-866-POINTS2U. You can redeem points at any time for travel, merchandise, gift cards, music, ringtones and more!

It looks like a credit card, but it works like a check.

• Saves you the hassle of writing checks and providing identification.
• Use your card at any merchant displaying the VISA or Interlink logo.
• Plus, it is also an ATM card so you can get cash, transfer money between accounts, and check your balance 24 hours a day, seven days a week at any ATM displaying the CIRRUS or NETS logo (Deposits may be made at ATMs displaying the NETS logo).
• There is no monthly or annual card fee.
• Every transaction is fully detailed on your monthly account statement.
• There is no fee for transactions at Union Bank ATMs.  For transactions and balance inquiries at non-Union Bank ATMs, there is a $2.00 usage fee.
• Union Bank & Trust customers who use a foreign ATM will not be charged a Union Bank ATM usage fee when using a non-Union Bank ATM up to two times during your statement cycle. You don't need to take any action to have your usage fee waived—we will take care of that automatically for you. After two foreign ATM transactions, the normal usage fees will apply in most cases.
• Some customers may be eligible to receive all Union Bank ATM usage fees waived. Any customer who meets the requirements listed below will not be charged by Union Bank when using non-Union Bank ATMs:

  • The customer must have an average available balance of $2,500 or more in their primary checking account from the beginning of their current statement cycle to the date of the transaction, or
  
  • The customer must have a daily balance of $10,000 or more in total deposits at Union Bank the day the transaction takes place.

VISA Gold Check Card

Union Bank’s Visa Gold Check Card offers all the conveniences of a debit card with the added benefit of higher daily spending limits.Simply carry $10,000 or more in personal deposits with Union Bank & Trust to qualify for the Gold Check Card. Relationship Advantage Checking customers automatically qualify.Please contact us if we can explain anything further.

To apply for a card:

• Click here to apply
• Complete the application, print, sign, and mail it to:

  Union Bank & Trust
  Attn: Electronic Banking
  P.O. Box 82535
  Lincoln, NE 68501-2535

Or, stop in one of our bank offices to complete the application.

Get reassurance that only YOU can use your VISA card online with Verified by VISA.


*Net purchases are defined as the dollar value of goods and services purchased with a Card beginning with the first day of the billing cycle that includes Cardholder’s Enrollment Date, minus any credits, returns or other adjustments as reflected on monthly billing statements.