Union Bank & Trust Electronic Banking: Online Banking, Free BillPay, e-statements, Direct Deposit, Visa Debit Card, ATM Card.

It looks like a credit card, but it works like a check.

Saves you the hassle of writing checks and providing identification.

Use your card at any merchant displaying the Visa or Interlink logo.

Plus, it is also an ATM card so you can get cash, transfer money between accounts, and check your balance 24 hours a day, seven days a week at any ATM displaying the CIRRUS or NETS logo (Deposits may be made at ATMs displaying the NETS logo).

There is no monthly or annual card fee.

Every transaction is fully detailed on your monthly account statement.

There is no fee for transactions at Union Bank ATMs. For transactions and balance inquiries at non-Union Bank ATMs, there is a $2.00 usage fee.

Union Bank & Trust customers who use a foreign ATM will not be charged a Union Bank ATM usage fee when using a non-Union Bank ATM up to two times during your statement cycle**. You don't need to take any action to have your usage fee waived—we will take care of that automatically for you. After two foreign ATM transactions, the normal usage fees will apply in most cases.
Some customers may be eligible to receive all Union Bank ATM usage fees waived. Any customer who meets the requirements listed below will not be charged by Union Bank when using non-Union Bank ATMs:

• The customer must have a daily balance of $10,000 or more in total deposits at Union Bank the day the transaction takes place.

Visa Gold Debit Card
Union Bank’s Visa Gold Debit Card offers all the conveniences of a debit card with the added benefit of higher daily spending limits.Simply carry $10,000 or more in personal deposits with Union Bank & Trust to qualify for the Gold Debit Card. Relationship Advantage Checking customers automatically qualify.

Please contact us if we can explain anything further.

To apply for a card:

Click here to apply

Complete the application, print, sign, and mail it to:
Union Bank & Trust
Attn: Deposit Services
P.O. Box 82535
Lincoln, NE 68501-2535

Or, stop in one of our bank offices to complete the application.

Get reassurance that only YOU can use your Visa card online with Verified by Visa.

RoundUp Program
Some change will do you good. Every time you use your Union Bank debit card to fill the tank, buy groceries or go out to eat means more savings to you. We'll automatically round every purchase to the next whole dollar and deposit the difference into an interest-earning savings account for you. Over time, this change will really add up. Get all the details here.

**Does not apply to Simply Free Checking.

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Important Information About Procedures For Opening A New Account—
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you; we may also ask to see your driver’s license or other identifying documents.

FDIC Insurance:
For general information on FDIC Insurance, click here. For an important disclosure regarding deposit insurance on noninterest-bearing transaction accounts, click here.