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Home Equity Loan Special
Personal Loans, Home Equity Loans and Lines of Credit
Apply Online

½% off loan rates.*
This may be your lucky day.

Here's the perfect opportunity to make home improvements, get some new wheels, or take a relaxing vacation. With a 1/2% rate reduction, your payments will be lower. And it gets even better. The minimum loan is only $2,500 and you can wait up to 90 days before you make your first payment.

Stop by your local Union Bank & Trust branch, or call (402) 323-1777 or (888) 828-4450 for more information. At Union Bank & Trust you’ll find competitive rates, no prepayment penalty, and always great service.

It’s like landing on Free Parking.

  

If you have a higher rate loan at another financial institution, consider refinancing at Union Bank & Trust.  With our ½% rate reduction, we may be able to give you a great rate and lower your payments.

Offer Details:

  • ½% off of our regular consumer loan rates
  • No pre-payment penalty
  • Interest may be tax-deductible**
  • Quick approval
  • Great customer service

Requirements:

  • $2,500 minimum loan amount
  • New loans only
  • Auto payment from a Union Bank & Trust checking account
  • Does not apply to a line of credit

Applying Is Easy
Stop by your local Union Bank & Trust branch, or call (402) 323-1777 or (888) 828-4450 for more information.

*New money only. $2,500 minimum personal loan amount. Automatic loan payment from a Union Bank checking account required. Subject to change at any time. Special restrictions may apply. Down payment may vary depending upon loan type. Subject to credit approval. Additional fees may apply. Does not apply to lines of credit.

**Consult your tax advisor regarding the deductibility of interest.

Home Equity Line of Credit | Apply Online
Use the equity in your home to remodel a room, replace your siding, add a deck, consolidate high interest rate loans, pay for college tuition or even take a vacation. The possibilities are endless.
Fixed Home Equity Loan | Apply Online
Use this for all the same reasons as a line of credit and have the security of a fixed rate and regular monthly payment.		  
  Home Equity Loan   Home Equity Line of Credit
Best if
you need:
One amount needed up front to cover your costs. You like the stability of a fixed interest rate and a fixed monthly payment.		  
Ongoing expenses, or you will not need the entire amount at the beginning of the project.
Possible uses:
Specific home improvement projects, or to purchase a vehicle, consolidate debt, finance a vacation, etc. 		 
Long-term remodeling project, tuition or education expenses, or you desire the flexibilty to draw on the loan when you choose.
Payment options:
Fixed interest rate with principal and interest payments for a fixed term.		  
Flexible payments with a variable interest rate tied to the Wall Street Journal prime rate plus an interest margin.
Available terms: Up to 7-year fixed terms available   10-year term available
Tax deductions: Interest may be tax deductible. Check with your tax advisor for specific details.   Interest may be tax deductible. Check with your tax advisor for specific details.
Additional benefit: Save .25% off your interest rate when you set up an automatic payment from your checking account.