Introducing a CD built on your terms. The new 18-month Rising Rate CD.

First 12 months	Following 6 months	18-Month Total Term
3.00% APY*	6.00% APY*	4.00% APY*

Finally, a Certificate of Deposit that’s as rewarding as it is flexible. With
our new Rising Rate CD, you can withdraw your money penalty-free after
12 months*, or leave it in for another 6 months and reap the benefits of
an outstanding interest rate.

Stop by your nearest Union Bank & Trust location or contact us.


*The Annual Percentage Yield (APY) is based on quarterly compounding. $1,000 minimum opening deposit required. Withdrawals made outside the 10-day grace period at the end of the first 12 months may be assessed a penalty. Special restrictions may apply. APY effective 7/30/2008; subject to change.