Looks Like a Credit Card, Works Like a Check

Did you know that you have at your fingertips the one financial tool that allows you to make purchases, get cash and access your checking account 24 hours a day? You may have it in your wallet right now. It's a debit card!

The Only Card You Need

• It's Convenient. Debit cards, also called check cards or ATM cards, work like checks. When you make a purchase the money is taken directly out of your checking account -- unlike credit cards where you are billed later for your purchases. Debit cards eliminate the need for you to show additional identification, provide immediate access to your money and are accepted by millions of merchants and ATMs worldwide.
  
  
• It's Easy to Use. Anywhere. Whether you're traveling across the country or around the world, your debit card is accepted more readily than your out-of-town check as payment for car rentals, hotel rooms and gifts. Getting cash from foreign banks or ATMs as you need it (probably at more favorable exchange rates!) is also safer than carrying cash. And when you return home, you're not overwhelmed with vacation expenditures because you used money in your account!
  
  
• It's Safe. If your card is lost or stolen, you will not be held liable for unauthorized transactions on your account. (It is still important to notify us immediately if your card is missing or stolen.)

It Will Simplify Your Finances
Using your debit card can change the way you spend and track your money on a daily basis. When shopping, it's safer than making purchases with cash, takes less time than writing out a paper check and may be less expensive than using a credit card. It's also perfect for everyday budgeting and money management because it leaves a paper trail of all of your purchases -- it is all on one monthly statement. In addition, you are using money you already have instead of adding to your debt load.

Smart Money Management Begins Today!
Now that you know how easy and convenient your debit card is to use, start taking advantage of your debit card's benefits today! If you don't have a debit card or have questions about your current debit card, call one of our service representatives for more information. ©2000, Inform News Serviceª