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VISA Check Card
Points2U Rewards Program

Earn Rewards Through the Points2U Program.
Earn more from your Union Bank Visa Check Card with the Points2U program. It’s simple to use—for every two dollars spent in eligible net purchases* rounded to the nearest whole dollar, you will earn one point toward music, ringtones, gift cards, merchandise, travel and more!

To redeem your points, visit Points2U online at www.points2U.com or call the redemption center toll-free at 1-866-POINTS2U.


The Visa Check Card looks like a credit card,
but works like a check.

  • Saves you the hassle of writing checks and providing identification.
  • Use your card at any merchant displaying the VISA or Interlink logo.
  • Plus, it is also an ATM card so you can get cash, transfer money between accounts, and check your balance 24 hours a day, seven days a week at any ATM displaying the CIRRUS or NETS logo (Deposits may be made at ATMs displaying the NETS logo).
  • There is no monthly or annual card fee.
  • Every transaction is fully detailed on your monthly account statement.
  • There is no fee for transactions at Union Bank ATMs.  For transactions and balance inquiries at non-Union Bank ATMs, there is a $2.00 usage fee.
  • Union Bank & Trust customers who use a foreign ATM will not be charged a Union Bank ATM usage fee when using a non-Union Bank ATM up to two times during your statement cycle. You don't need to take any action to have your usage fee waived—we will take care of that automatically for you. After two foreign ATM transactions, the normal usage fees will apply in most cases.