Auto Loan Special
Auto Loans from UBT
Hit the road with rates as low as 2.99% APRꭝ
Between today’s low gas prices and interest rates that can’t be beat, there’s never been a better time to upgrade your ride and hit the road. Now through September 30, 2020, you can choose from:
2.99% APRꭝ on an auto loan for up to 48 months
— OR —
3.99% APRꭝ on an auto loan for 49 to 72 months
Plus, we’ll waive the origination fee, and you’ll have up to 90 days before your first payment is due. If you already have an auto loan, this offer is good for refinancing, too! Save yourself some cash — or get a little extra to put toward something else.
Credit Card Bonus Points
Credit Cards from UBT
Life’s more rewarding with a UBT credit card
With a Rewards or Signature Rewards Visa credit card from UBT, you can be well on your way to earning bonus reward points‡ just for making everyday purchases. Open a new credit card account today and reap bonus rewards for the first 90 days, like:
- 2,500 extra reward points‡ after your first purchase
- 3x points‡ on dining out
- 2x points‡ on groceries
- 1x points‡ on everything else
You can use your points for cash back, travel, gift cards, and more! Already have a UBT credit card? From now until October 31, 2020, you’ll also earn 3x points on dining out and 2x points on groceries, in addition to 1x points on everything else.
Help for Those Impacted by COVID-19
We’re here for you
If coronavirus has your finances in a bind, we’re here to help. We know these are difficult times, and we want to do everything we can to ease your burdens by providing relief for our customers.
Help for Businesses
Bankers Who Have Your Back
We’re here to help bolster your business
We say it a lot: Your money has people at UBT. And that’s never been more important than it is right now, with businesses of all sizes feeling the wide-reaching effects of the coronavirus pandemic.
Learn more about the Paycheck Protection Program.
People You Can Trust
The experience, professionalism, and care you need
Fluctuating markets can create unease, but with UBT you can trust one of the largest, most experienced Wealth Management teams in the region to expertly guide you through financial, investment, and estate administration for the road ahead.
Stop by your nearest branch
Whether you have questions, want to manage your accounts or open a loan, or just want to chat, we’re always happy to see you.
World's Best Bank
We've never been happier to be #2
Recently, UBT learned that we had been named the #2 bank in the United States by Forbes. And while we're thrilled to be counted among some of the best institutions in the country, we know none of it would be possible without our amazing customers and top-notch employees. Thank you so much for your ongoing support, trust, and relationships. We promise to keep taking utmost care of you to the best of our ability.
Head over to our blog to learn more about this honor.
Checking that fits you
You have options, and we'll help you choose the account that fits your needs best.
Deposit account rates
Check out rates on all of our deposit products here.
Home loan rates have dropped
It's a great time to buy or refinance to a lower rate.
Refi your auto loan
Let’s see if we can lower your monthly payments or shorten the life of your loan.
Get expert guidance to grow, protect, and transfer your wealth to loved ones.
UBTgo Digital Banking
Your bank goes where you go
UBTgo helps you easily manage all of your money from any device. Deposit checks from your phone, pay a friend, pay your bills — you can do it all any time, anywhere.
Connect with our people online
Message and data rates may apply.
ꭝOffers subject to credit approval; must have a credit score of 720 or higher. Minimum loan amount of $5,000 in new money. Promotional Annual Percentage Rate (APR) of 2.99% is for up to 48 month term. 3.99% APR is for 49-72 month term. For example: a $5,000 loan with 2.99% APR would result in 48 monthly payments of $110.78, and a $10,000 loan with 3.99% APR would result in 72 monthly payments of $156.41. Requires automatic payment from a Union Bank checking account. Promotion valid on 2015 models and newer on applications received August 1 – September 30, 2020. Not valid on loans in process. Cannot be combined with any other offer.
‡ Valid on Rewards and Signature Rewards credit cards. Approved applications received 08/01/20 to 10/31/20 earn 2,500 points after the first purchase, plus bonus points offer on select purchases made within 90 days of card open date. Offer subject to credit approval. For existing cardholders, bonus points offer available through 10/31/20. Bonus points offer includes: 3x points on dining, 2x points on groceries, and 1x point on all other purchases. Merchant Category Codes: Bonus points for reward categories (e.g., dining or groceries) are dependent upon the code assigned to the merchant that identifies the merchant’s primary area of business. We do not assign or have control over the codes assigned to a merchant. Similar codes are grouped into categories in order to offer bonus points to you. If you make a purchase at a merchant whose code matches a category that gives you bonus points, you will earn bonus points on the transaction.