• Checking Promo

    New Year, New Financial Goals

    Start your year right with up to $150**

    Is 2020 the year you’re getting into your best financial shape? Start strong by opening a new UBT checking account and you could get up to $150** when you meet requirements. Choose from a variety of checking account options to get the features and benefits you really want — plus a cash bonus.

    Winter Checking promotion
  • Finding a Credit Card

    Cash Back, Rewards & Bonus Points

    Now you can get even more of a good thing

    Whether it’s marshmallows in your hot cocoa or rewards points on your UBT credit card, you can never have too much of a good thing. And right now, you can earn 5,000 bonus points or $50 cash back* when you open a new credit card and have 10 posted purchase transactions within 60 days of account opening.

    Marshmallows and UBT cards
  • CD Promotions

    15-Month Access CD

    Get 1.51% APY* on new money to UBT

    If rates rise or you just need to access your money, you can do it as often as once a week. Only new money to UBT eligible with a $10,000 minimum to open. 

    *Annual Percentage Yield (APY) is based on quarterly compounding. $10,000 minimum initial deposit with $1,000 minimum balance required. Minimum withdrawal of $1,000. Withdrawals may be made without penalty every 7 days. Withdrawals made within 6 days of opening or following a withdrawal will be assessed a penalty, which may reduce earnings. Not available for Public Funds.

    Couple running
  • Online Investing

    Coming Soon

    Investing with your goals in mind, not ours

    Grow into your financial goals with an investment tool that has no minimum balance or fees, backed by local people.

    Couple kayaking
  • Financing Your Business

    Commercial Lenders Who Care

    At UBT, your money has people — business people

    Great service comes from familiarity. Whatever your vision for your business, our commercial loans team (like Andy) is here to help you make it happen. We’ll take the time to get to know you, your business, and your goals, then recommend solutions that make sense for today and the long haul. And when you have questions or need help, we’re just a quick call or email away.

    Andy Westcott

UBTgo Digital Banking

Your bank goes where you go

UBTgo helps you easily manage all of your money from any device. Deposit checks from your phone, pay a friend, pay your bills — you can do it all any time, anywhere.

In-Person Banking

Stop by your nearest branch

Whether you have questions, want to manage your accounts or open a loan, or just want to chat, we’re always happy to see you.

Need Support?

Connect with our people online

*Offer subject to credit approval. Valid on approved Rewards and Signature Rewards Credit Card applications received between October 1, 2019, and February 29, 2020. Bonus points offer available after 10 purchase transactions are posted within 60 days of credit card open date. Member FDIC.

EHL logo


*Investment products: Not FDIC Insured — No Bank Guarantee — May Lose Value.


**To qualify for the promotion, you cannot be an owner on an existing Union Bank personal checking account and you must meet the following direct deposit requirements. Limit one per person and cannot be combined with other offers. $50 opening deposit required (Bonus Checking requires $1,000 opening deposit).

$50 for your Simply Free Checking when you have $500 in electronic direct deposits posted within 90 calendar days of account opening. $150 for your interest-earning account (Bonus, Journey, Premier, or Premium Interest Advantage) when you have $2,500 in electronic direct deposits posted within 90 calendar days of account opening. For all accounts, the bonus is credited to your active account within 100 days of account opening if you meet requirements.

Various Annual Percentage Yields (APY) offered for interest-earning accounts based on the account and balance maintained. For example, Journey Checking requires $100 minimum daily balance to earn 0.05% APY as of 12/24/2019. 

Fees may reduce earnings; rates subject to change. Journey Checking account designed for people age 50 and over. Premier Checking limited to Private Banking clients. Premium Interest Advantage is limited to residents of Douglas, Sarpy, and Washington counties in Nebraska. Not offered on Home Equity Checking accounts. Promotion available through 02/29/2020. Member FDIC.