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Best Seat in the House

Ready Loan as low as 7.99% APR* or Home Equity Line of Credit Intro rate of 3.99% APR** for 12 months and 5.50% APR to 9.00% APR variable rate after 12 months**


Be Right in the Middle of the Action

Even if you’re not at the game, you can feel like you are. Create your ideal viewing space today with immediate funds from a Ready Loan, and enjoy the big game from the comfort of your home.

Get Started Today

Apply now for a Ready Loan
Interested in applying for a HELOC?

Contact our Loan by Phone team at 888.828.4450  |  Access a Free Copy of Your Credit Report


Ready Loan
Quick. Easy. Hassle-Free.

When you decide you want a loan, chances are you want your money right away, and you’d rather skip any complicated steps that require a lot of time and energy. Ready Loan clears the way for quick access to your new cash.

Ready Loan puts your loan request
on the fast track:

  • Streamlined application with a quick design
  • No collateral or appraisals required
  • No pre-payment penalties
  • Access to your funds in as little as 24 hours

So whether you want to consolidate debt, plan a wedding, or get a TV as big as your wall, Ready Loan gives you the flexibility to use your loan for whatever you choose. And if you need help deciding which loan is right for you, we’re always here to help in a branch, call 888.828.4450 or chat with us.

Home Equity Line of Credit
We'll help you turn your idea into action.

Home Equity loans and lines of credit can be used for more than just home improvements. You are essentially using the value of your home to finance a purchase. That purchase could be a new car, a dream vacation, consolidating debt, or any other personal purchase that fits in your life. The best way to get started is to talk to us, and together we'll get you pre-approved and learn about your home's value.

A Home Equity Line of Credit can help you
turn your idea into action:

  • Your credit limit will be based on your current home valuation (in many cases an appraisal is not required)
  • Access your funds with a convenient home equity debit card, or transfer funds via online banking, phone, or in a branch to your UBT checking account
  • Flexible monthly payments

Contact our Loan by Phone team at 888.828.4450  |  Access a Free Copy of Your Credit Report


Offers subject to credit approval and applications must be received by October 31, 2018. *Minimum loan amount of $2,500 in new money. Requires automatic payment from a UBT checking account. 36-month term. **Introductory APR of 3.99% (daily periodic rate of .010932%) effective for a 12-month period from the date account opened. Upon expiration of the 12-month period, rate will be variable equal to the Wall Street Journal published Prime Rate (“index”) then in effect plus a margin. The index as of 8/21/18 is 5.00%. Current margins range from .50% to 4.00% resulting in corresponding variable APRs up to 9.00% based on the current index. The variable rate may change monthly and is subject to a minimum APR of 5.00% and a maximum APR of 16.00%. Fees to open the plan range from $310 to $980 and there is a $49 annual fee. You must also carry insurance on the property that secures this plan. Consult your tax advisor on deductibility of your interest. Member FDIC