With the numerous threats the internet can expose your personal computer to, it is vital to take measures to protect your computer from viruses and spyware that can result in identity theft and fraud. Below are facts to know and actions to take:
- When conducting online business, make sure your browser’s padlock is active. Make sure that this icon is in your browser, not on the page you are viewing.
- Secure site have https:// in front of the web address.
- Don’t allow Windows to remember your passwords.
- Log off completely after banking online
- Clear your browser’s cache and history after visiting any Union Bank or financial institution’s website.
1. Know the Scams
Phishing, Spoofing, Pop-up Fraud – types of online fraud used to obtain personal information.
Trojan horse – virus that can record your key strokes. It can live in an attachment or be accessed via a link in the email, website or pop-up window.
Counterfeit websites – URLs that forward you to a fraudulent site. To validate a URL, you can type or cut and paste, the URL into a new web browser window and if it does not take you to a legitimate web site or you get an error message, it was probably just a cover for a fraudulent web site.
2. Activate a pop-up window blocker.
There are free programs available online that will block pop-up windows. Be sure to perform an Internet search for “pop-up blocker” or look at the options provided by major search engines. You will need to confirm that these programs are from legitimate companies before downloading. Once you have installed a pop-up blocker, you should consider turning off the blocker when you are on Web sites you know use pop-windows to provide information you need or want to view.
3. Scan your computer for spyware regularly.
You can eliminate potentially risky pop-up windows by removing any spyware or adware installed on your computer. Spyware and adware are programs that look in on your Web viewing activity and potentially relay information to a disreputable source. Caution: many spyware programs disguise themselves as spyware-removal programs. You may want to use reputable programs such as Microsoft Malicious Removal Tool and Microsoft Windows Defender. As with a pop-up blocker, you will want to be sure that your removal program is not blocking, or removing, wanted items, and if it is, consider turning it off for some websites.
4. Avoid downloading programs from unknown sources.
Downloads may contain hidden programs that can compromise your computer’s security. Likewise, email attachments from unknown senders may contain harmful viruses.
5. Keep your computer operating system and Internet browser current.
6. Keep anti-virus software up-to-date.
Anti-virus software needs frequent updates to guard against new viruses. Select a reputable provider. Download the anti-virus updates as soon as you are notified that a new download is available. Some programs will offer an automatic update.
7. Keep your passwords secret.
Change them regularly, using a mixture of numbers and characters.
8. Question suspicious emails. | report them to us at email@example.com
Do not open emails from senders you do not recognize. Union Bank will never send you an email asking for your online identification or password/passcode. Also, never open email attachments that have file endings of .exe, .pif, or .vbs because these are file extensions for executables, and are commonly dangerous files.