Kate's story isn't unique. Lots of first-time buyers come to me with a house already picked out and wanting to put in an offer as soon as possible. Without being pre-approved ahead of time, this situation can be very stressful trying to gather the correct documents, get everything submitted and then wait to be approved for the amount they need. All the while, the home of their dreams is being pursued by other buyers. In such a competitive home-buying market, it's never been more beneficial to be pre-approved. It will make the process smoother and less stressful for you and help you make sure you know exactly what you can afford. If you want to start the pre-approval process, visit ubt.com/homeloans.
This blog article is for informational purposes only, and is not an advertisement for a product or service. The accuracy and completeness is not guaranteed and does not constitute legal or tax advice. Please consult with your own tax, legal, and financial advisors.