Are you taking advantage of your free credit report each year? Reviewing your credit report can help prevent or quickly mitigate identity theft threats. Did you know your children can be at risk too?
It’s possible for a child’s personal information to be used by a thief for things like getting a job or credit card or even buying a house or car.
The Federal Trade Commission recommends watching for warning signs.
- You are asked to confirm that your child is employed even though he's never had a job.
- You get notice from the IRS that your child’s name and personal information is listed on another return,
- You receive notice that she failed to pay taxes on income even though she has none.
You can check to see if your child has a credit report by contacting each of the three credit reporting companies and asking them to check to see if there is a credit report in your child’s name or social security number.
You can find information about reporting identity theft and freezing credit on our Credit Reports & Identity Theft page.