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Chasing yield

The reason that the Bernie Madoff investment fraud continued for so long is that he didn’t promise investors that they would get rich quick. He promised steady returns without risk. An offer of. . .

January 2016 Investment Update

Equity markets began the year in disappointing fashion, experiencing their worst start since 2009. In recent months, stocks have exhibited a higher-than-normal correlation with the price of. . .

Changes in Tax Law

Tax season is officially back. It can be difficult to stay on top of changing regulations, so we thought the notice below may be of interest to you.

Scams: BEC

Business email compromise (BEC) scams are among the top fraud threats to corporate treasury and finance. Both the frequency of attempts and the total dollar amounts stolen have increased dramatically

Protect Your Data, Protect Your Business

Financial fraud through digital means is on the rise and there is no signs of it slowing down. Criminals continue to grow in sophistication, and are always inventing new and creative

EMV Chip Technology

In the coming months, when you receive a new credit or debit card from Union Bank, you may notice an added benefit on your card in the form of a tiny chip. We’re adding something called EMV technology

Investment Overview: 4th Quarter 2015

U.S. Gross Domestic Product, which measures the overall output of goods and services produced in the economy, rose at an overall rate of 2.0% in the third quarter of 2015. The figures released by...

December 2015 Investment Update

U.S. GDP rose at an overall rate of 2.0% in the third quarter of 2015, representing a slight downward revision from the previous estimate of 2.1%. U.S. economic growth remains stuck in low-gear . . .

Are you ready for RETIREMENT?

If not, or you’re not sure, attend one of the “Retirement Review Seminars” offered by UBT Retirement Plan Services. These seminars have been available since 2011 for our plan participants. Each. . .

November 2015 Investment Update

After a healthy dose of volatility in August and October, the markets were fairly calm in November, with all three major indices ending the month near where they began. Third-quarter GDP was revised..