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10 Must-Do Tips for Starting a Business

Taking the plunge into entrepreneurship isn't easy, but it can be incredibly rewarding. Here are some tips that we consider essential to getting started.

How to Gain the Largest Customer in the World

Small business owners: if the largest customer in the world was in your backyard, wouldn’t you want to knock on their door? The US Federal Government, along with other public agencies, are just that.

Working Capital Can Put You Out of Work

Some types of short-term capital can actually damage your business. It’s important to beware of the risks of borrowing from these lenders and get the capital you need with MUCH less cost and risk.

Small Business Budgeting: Putting Profit First

Small Business owners can greatly benefit from a simple method that is practiced by many personal finance wizards: Pay yourself first. Here's how it's done.

3 Ways to Start a Business Debt-Free

Borrowing to start a business sometimes does make sense, however, it is a lot less risky if you save, side-hustle, and then scale. Our Small Business experts are here to help you make it happen.

Smarter in :90 - Budgeting with Less Anxiety

Kate has been stressed out trying to figure out her budget. But it really doesn't have to be that complicated. It's just a simple math equation: what you make minus what you spend.

UBT helps send rappellers Over the Edge for Big Brothers Big Sisters

Heartland Big Brothers Big Sisters embarked on an innovative and thrilling fundraising event that sent rappellers “Over the Edge.” Seventy two participants rappelled down the Downtown Holiday Inn.

Smarter in :90 - Credit 101

There are a lot of misconceptions about credit. Kate definitely believe some of them. It's hard to build a good credit history when you don't even know how the system works. Watch the video to learn.