Languages

Support on this site for Internet Explorer 7 and Internet Explorer 8 will end on April 26, 2017. You must update your browser prior to then to continue accessing ubt.com and UBTgo Online Banking. Learn More Here >>

Current Developments in Retirement Plans

The Department of Labor’s expanded definition of “fiduciary” and related prohibited transaction exemptions became effective June 9.

May 2017 Investment Update

Market returns were generally positive in May, with strong corporate earnings backdrop and a strengthening economic outlook. Mid‐May political tensions led to a 46% spike in the CBOE Volatility Index.

5 Ways to Save Money When Refinancing Your Auto Loan

Your friends and family keep suggesting to refinance your auto loan but you aren’t quite sure if it’s truly worth your time to do that.

Emotional Investing

We like to think that since the advent of modern portfolio management practices, investing in stocks and bonds has become a cerebral, analytical process with no room for emotion. The truth is that

Preparation: The Key to Traveling with Peace of Mind

Seeing new places both near and far can help you feel refreshed and renewed. Traveling is an exciting adventure whether you’re taking a car trip to see family and friends or flying across the globe

Home Office Deductions: The Easy Way & Hard Way

Beginning in the 2013 tax year, the IRS gave taxpayers a choice when it comes to home office deductions. To avoid the necessity of detailed recordkeeping, a new “safe harbor” deduction was created...

Ask a Trust Officer: Tapping Retirement to Pay for College

Dear Trust Officer: Should I withdraw or borrow from my 401(k) plan to help pay for my child’s college expenses? See the response here.

The Wrong IRA Beneficiary?

Sometimes mistakes in an estate plan can be repaired after death. Sometimes not.

Ask a Trust Officer: IRA Rollovers

Dear Trust Officer: When I retire in about a year, I’m expecting a six-figure distribution from my employer’s 401(k) plan. My retirement turns on what I do with this money...See the response here.

March 2017 Investment Update

Economic data continues to suggest a solid expansionary backdrop. Most economists are projecting a respectable 2.0%-2.5% GDP growth for the second quarter.

Pages