Languages

Union Bank & Trust

Support on this site for Internet Explorer 9 and Internet Explorer 10 will end on April 18, 2018. You must update your browser prior to then to continue accessing ubt.com and UBTgo Online Banking. Learn More Here >>

Making Your Church Capital Campaign Successful

Charity Kuehn
September 25, 2017
Managing Your Money, Building Your Business

Taking on a significant remodel, addition, or building project at your church is an exciting, and often daunting undertaking. Our experts are here to help!

Read more »

Tax basis planning worth a look if estate taxes aren’t a threat

Doug Koenig
September 13, 2017
Growing Your Wealth, Managing Your Money
For many people, income tax planning offers greater tax-saving opportunities than gift & estate tax planning. A record-high gift & estate tax exemption means fewer people are subject to those taxes.

Read more »

IRAs for Charity

September 12, 2017
Managing Your Money
Charitable giving in the U.S. rose 2.7% last year, reaching an all-time record of $390.05 billion. That’s also a record in inflation-adjusted dollars, reports the Giving USA Foundation.

Read more »

What to do Following Equifax Data Breach

September 08, 2017
Managing Your Money
UBT wants to make sure that you are aware of the Equifax data breach, and help inform you as to what you should do to determine if your personal information has been compromised.

Read more »

Have you properly funded your revocable trust?

Leslie Gibbens
September 05, 2017
Growing Your Wealth, Managing Your Money
If your estate plan includes a revocable trust — also known as a “living” trust — it’s critical to ensure the trust is properly funded. Certain benefits aren't available if the trust isn't funded...

Read more »

Powers of Attorney: Springing vs. Non-Springing

Leslie Gibbens
August 25, 2017
Growing Your Wealth, Managing Your Money
Estate planning typically focuses on what happens to your assets when you die, but it’s important plan for making critical financial and medical decisions if you’re unable to make those decisions.

Read more »

Beware the GST Tax When Transferring Assets to Grandchildren

Doug Koenig
August 10, 2017
Growing Your Wealth, Managing Your Money
As you plan your estate, don’t overlook the generation-skipping transfer (GST) tax. Complexities surrounding its allocation can create several tax traps for the unwary.

Read more »

Don't Overlook Tax Apportionment When Planning Your Estate

Leslie Gibbens
August 10, 2017
Growing Your Wealth, Managing Your Money
If you expect your estate to have a significant estate tax liability at your death, be sure to include a well-thought-out tax apportionment clause in your will or revocable trust.

Read more »

When a 15-year Mortgage is the Right Way to Go

Kelly Hillman
July 21, 2017
Managing Your Money
Why is a 30-year mortgage the standard? For many homebuyers, it's due to affordability. Monthly payments are lower on longer-term loans. But for some, a 15-year is a great fit. Let's take a look...

Read more »

IRS simplifies procedure for obtaining extension to make portability election

July 19, 2017
Managing Your Money
An estate now has additional time to make a portability election without filing a ruling request. The IRS has also simplified the procedure.

Read more »

Pages