Union Bank & Trust

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The Framework for Tax Reform

Leslie Gibbens
October 05, 2017
Growing Your Wealth, Managing Your Money
On September 27, President Trump released a nine-page “framework” for new tax legislation. The new target for the corporate tax is 20% instead of 15%. The “border-adjustable tax” is history.

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How an HSA can Benefit Your Estate Plan

Leslie Gibbens
October 03, 2017
Growing Your Wealth, Managing Your Money
One health care arrangement soaring in popularity in recent years has been the pairing of a high-deductible health plan with an HSA, which can help you achieve your estate planning goals...

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5 Steps to Retirement Planning Success

September 29, 2017
Retiring Your Way, Growing Your Wealth, Managing Your Money
If you're part of the 50 & Over group, saving for retirement represents one of your most important financial goals. Reaching the elusive goal requires some soul searching, long term planning, and...

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Making Your Church Capital Campaign Successful

Charity Kuehn
September 25, 2017
Managing Your Money, Building Your Business

Taking on a significant remodel, addition, or building project at your church is an exciting, and often daunting undertaking. Our experts are here to help!

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Tax basis planning worth a look if estate taxes aren’t a threat

Doug Koenig
September 13, 2017
Growing Your Wealth, Managing Your Money
For many people, income tax planning offers greater tax-saving opportunities than gift & estate tax planning. A record-high gift & estate tax exemption means fewer people are subject to those taxes.

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IRAs for Charity

September 12, 2017
Managing Your Money
Charitable giving in the U.S. rose 2.7% last year, reaching an all-time record of $390.05 billion. That’s also a record in inflation-adjusted dollars, reports the Giving USA Foundation.

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What to do Following Equifax Data Breach

September 08, 2017
Managing Your Money
UBT wants to make sure that you are aware of the Equifax data breach, and help inform you as to what you should do to determine if your personal information has been compromised.

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Have you properly funded your revocable trust?

Leslie Gibbens
September 05, 2017
Growing Your Wealth, Managing Your Money
If your estate plan includes a revocable trust — also known as a “living” trust — it’s critical to ensure the trust is properly funded. Certain benefits aren't available if the trust isn't funded...

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Powers of Attorney: Springing vs. Non-Springing

Leslie Gibbens
August 25, 2017
Growing Your Wealth, Managing Your Money
Estate planning typically focuses on what happens to your assets when you die, but it’s important plan for making critical financial and medical decisions if you’re unable to make those decisions.

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Beware the GST Tax When Transferring Assets to Grandchildren

Doug Koenig
August 10, 2017
Growing Your Wealth, Managing Your Money
As you plan your estate, don’t overlook the generation-skipping transfer (GST) tax. Complexities surrounding its allocation can create several tax traps for the unwary.

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