Union Bank’s loan calculator is a tool to help churches and nonprofits evaluate financing options. UBT specializes in lending to organizations looking to further their mission. We offer unique options through our partner Semble.
Semble can help improve borrower ratios, improve donor support, and significantly lower payments on the loan.
Use the calculator to assess your loan need and the potential impact of Semble. If you have questions, contact our church lender.
Calculators are for informational purposes only.
Tell Us About Your Organization
The Semble Impact
A loan is an investment with returns realized as the borrower makes payments toward the interest and principal. These loans also use the real estate as collateral, thereby protecting the investment.
Semble’s lending platform enables your supporters to be an integral part of the organization by allowing them to invest in it (including retirement funds), while simultaneously addressing your loan need alongside the bank.
Tell us about your project
When you select "CALCULATE", you will see the potential impact the approach can have for your organization, as well as your supporters. You will have the ability to adjust key variables to see possible scenarios.
In addition, this approach can establish new supporters and realize greater giving. Check out the “Increased Giving” variable to learn more.
Your projected loan value will be emailed to the email address you provide.
Tell Us Who You Are
Adjust the variables below to see how it will impact the potential 5-year savings. The Graphs tab allows you to visualize the Semble impact.
Proposed Financing Package
|Total Loan Need||$|
|Amount from Bank||$|
|Amount from Semble||$|
|Interest Rate Selected||%|
|Combined Loan Payment per Month||$|
|Monthly Savings/Cost of Waiting|
|Percent Reduction of Monthly Payment|
|Potential Impact of Giving Increase|
|5-Year Cash Flow Savings & Increased Giving||$|