Rewards & Signature Rewards Credit Cards

Enjoy the perks of having it all

From I dos to DIY projects to bucket list trips, a credit card from UBT has you covered — and if that’s not enough, you can earn 5,000 bonus points or $50 cash back when you open a new Rewards or Signature Rewards credit card account and meet requirements.

5,000 Bonus Points

Get the card that does it all

Your DIY project card. Your bucket list card. Your daily commute card. A credit card from UBT can do it all — and right now, you can earn 5,000 bonus points or $50 cash back when you open a new credit card account and meet requirements. Choose the card that’s got you covered and start reaping the rewards.

Get 5000 Bonus points (that's $50)
The benefits of a UBT credit card

No annual fees

Personalized support

Generous rewards, including cash back

Fraud protection

More Rewards
Earning points is easy

Apply now

The first step is simple: Submit an application! You can do it online or in person at your nearest branch. We’ll evaluate your application and match you to the best card possible for your qualifications.


Activate your card

Once you receive your card in the mail, follow the instructions on the sticker to activate your card. 


Start earning

Earning points is as easy as swiping your card! Once you’ve made 10 purchases within 60 days of opening your account, you’ll earn 5,000 bonus points — and you’ll keep earning 1x points for every dollar you spend. (Hint: Keep your eyes peeled throughout the year for special promotions!)


Redeem your points

Redeeming your points is easy through ScoreCard Rewards! Simply log in to your account via UBTgo or eZCard, click the View Rewards button, provide your email address when prompted, and you’re in! From there, you can redeem your points for: 

  • Cash back
  • Merchandise
  • Gift cards
  • Travel
  • And more

Frequently Asked Questions

How can I see pending credit card transactions in the UBTgo mobile app?

Pending transactions can be viewed within the app by tapping Pay Now button within the credit card account screen. This will sign you in to the credit card portal where you can access all of your UBT credit card information, transactions, and make payments.

What’s the difference between a debit card and a credit card?

A debit card allows you access to the money in your checking account. A credit card gives you access to an approved line of credit, and you repay the balance later.

How do I notify UBT of my travel plans?

If you are traveling outside of your typical purchasing area we can place travel notes on your cards. You can stop into any branch, speak with Customer Support, or notify us via the Message Center within UBTgo.

What do I do if my credit card expires?

We will issue a new card approximately one month before your current credit card expires and will send it to your current billing address. Your current credit card will continue to work until the end of the month in which it expires or, until you activate your new card. We recommend activating your new card immediately, once you receive it. This can be done by calling our card activation center at (866) 444-0083. Please have your new card available when you call.

For additional questions, or if you have not received the replacement as expected, please contact our Credit Card Support at (402) 323-1465, or toll-free (833) 323-1465.

Be sure to shred your old card once the new one has been activated.

I locked myself out of the credit card website, who can I contact for assistance?

Please contact a UBT Credit Card Specialist at 402-323-1465, toll-free at 833-323-1465, and we will be happy to assist you.

Do Union Bank Credit Cards offer rewards?

Yes. When you use your Union Bank & Trust Credit Card you earn one point for every dollar you spend on signature-based purchases. Points can be redeemed for cash back, merchandise, gift cards or travel. To learn more about Scorecard Rewards, call (800) 854-0790.

Have Questions?

Our credit card experts are here to help.

Offer subject to credit approval. Valid on approved Rewards and Signature Rewards credit card applications received between July 1, 2021, and October 31, 2021. Bonus points offer available after 10 posted purchase transactions are made within 60 days of credit card open date.