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20s & 30s: Statistics

  • 25% of individuals in their 20s have a negative net worth
    (source: Survey of Consumer Finances)
  • 9 out of 10 people in their 30s are in debt (the highest ratio in any age decade)
    (source: Survey of Consumer Finances)
  • 41% of cardholders age 18 to 29 made only the minimum required payment on a
    credit card in at least one of the past 12 months.
    (source: FINRA Investor Education Foundation, "Financial Capability in the United States," 12/09)

Investment products: Not FDIC Insured - No Bank Guarantee - May Lose Value.