Union Bank is open Tuesday, January 17, with regular business hours.

30s — 50s Best Practice: Maximize Savings

Focus on paying yourself first through your company sponsored retirement plan or an individual retirement plan. Fully fund your company sponsored retirement plan if you can. Take advantage of all employer contributions, raise your contribution annually, and invest appropriately according to your risk tolerance and time until retirement.

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*Investment products: Not FDIC Insured - No Bank Guarantee - May Lose Value.