30s — 50s Goal: Debt Reduction

Becoming debt-free is an important goal that promotes a worry-free retirement. This age group is at the peak of debt accrual and should be trending towards being debt-free. One of the most effective ways to become debt-free is to get rid of the highest interest rate debt first. These would be credit cards for most people. Once those are paid off, continuing to put more money towards your other debt will help in the long run.

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