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50s & 60s Best Practice: Maximize Savings

Focus on paying yourself first through your company sponsored retirement plan or an individual retirement plan. Fully fund your company sponsored retirement plan if you can. Take advantage of all employer contributions, raise your contribution annually, and invest appropriately according to your risk tolerance and time until retirement. Anticipating a bonus or a raise? Sock it away for your future. The most successful “burst savers” put away any income above the norm, like bonuses, raises, and exceptional commissions.

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