Support on this site for Internet Explorer 9 and Internet Explorer 10 will end on April 18, 2018. You must update your browser prior to then to continue accessing and UBTgo Online Banking. Learn More Here >>

60s & Beyond Risk: Market Volatility

When depending on your retirement portfolio for retirement income, the ups and downs of the stock market can cause a person to lose sleep. Understanding the variations over time and planning for market volatility will help alleviate fear and anxiety. No investment is a perfect investment. All have risk, but you may have to tolerate more risk if you are relying on your portfolio to produce income to primarily support your retirement. Having accessible cash, like a savings account or an emergency fund, is an effective strategy for smoothing out market volatility and compensating for fluctuations in retirement income.

Investment products: Not FDIC Insured - No Bank Guarantee - May Lose Value.