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60s & Beyond Best Practice: Budgeting

Having a retirement budget is a best practice that should be in place sooner rather later. Successful budgeting will allow you to enjoy your retirement without worrying about finances. A budget in retirement will be different from pre-retirement budgets you may have had. Possible changes to take into consideration could include health insurance, payments, debts, plans to travel or new hobbies. After determining your expenses vs. your assets you will need to balance your budget to ensure your income exceeds your expenditures. As with any budget, you may have to make adjustments along the way.


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