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60s & Beyond Best Practice: Maximize Savings

Focus on paying yourself first through your company sponsored retirement plan or an individual retirement plan. Fully fund your company sponsored retirement plan if you can. Take advantage of all employer contributions, raise your contribution annually, and invest appropriately according to your risk tolerance and time until retirement.

In your early 60’s using your estimated retirement income, test drive your frugal lifestyle for one year.  If this does not work, you still have time to make adjustments.

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