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60s & Beyond Best Practice: Withdraw With Caution

Your withdrawal rate is the key to making your retirement savings last. Everyone’s situation is different and there is no single withdrawal rate that is right for everyone. The best practice would be to determine a conservative withdrawal rate that allow you to live off of your retirement portfolio comfortably but protects you from drawing down the principal balance to a level that is too low for growth.

How High Withdrawal Rates Deplete Assets

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