Planning for the future in an uncertain present

March 26, 2020
Person typing on laptop

As you know, when you contribute to an employer-sponsored retirement plan like a 401(k), you do so with the understanding that the markets will go up and down over time. History has shown that it works that way, and you expect that.

But with current concerns surrounding the coronavirus pandemic, when the markets have bigger swings up and down, you might be feeling a little uneasy. We understand that. Your money and emotions are often intertwined.

We know a lot of you have questions right now, and although each person has their own individual situation, we at UBT want to help.

If you have questions regarding your employer’s retirement plan — perhaps what your investment options are or how to make some changes to your plan — please feel free to reach out to one of our dedicated Education Coordinators at

We understand your concerns, we are all affected by this, and we are here to help.


UPDATE: Most branches have reopened, but we encourage customers to check individual location hours and lobby availability.

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