Simple steps for saving as you shop

Shopping for necessities? We’ve got some great ways to save at the grocery store so you can stretch your budget further.

August 25, 2020
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What you spend your money on at the grocery store can make a huge difference for your wallet. And the good news is, saving money while spending money doesn’t have to be difficult — it just takes a little savvy and a bit of practice. Test out our tips and see how much money you can save!

Know your grocery store’s sale schedule. Different stores start their sales on different days of the week. Many of the big-box stores start their sales on Sundays, but local grocery stores might launch a new sale in the middle of the week. Ask an employee when the ad starts (or check the circulars in the mail) and try to shop on new sales days. To optimize savings, inventory your home pantry before shopping and plan your weekly menus around ad items.

Shop generic. Did you know that the ingredient lists in most generic-brand products are virtually the same as name brands? While generic products may vary in color or have slight differences in nutritional facts as compared to name brands, for the most part, your everyday products will be the same (and less expensive) if you choose the generic brand. We recommend comparing labels to decide where you can make swaps — and save money!

Watch for coupons. Couponing doesn’t have to take hours of cutting and organizing. In addition to traditional sources, coupons are now often found online, through social media, on apps, or in your email. Keep an eye out for coupons published by the store or manufacturer during the week.

Use club cards. Club cards are a great way to earn points toward free items or instant savings. Club cards at local grocery chains are usually free — just swipe and start saving. You may even be able to save money at the gas pump!

Get the app(s). Store apps can be used to earn points, find coupons, or get exclusive access to sales. Inquire at your favorite store, download the app, and let the savings begin.

For more information on creating a budget and other practices to help you realize your savings goals, reach out to our Financial Program Manager.

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  • Managing Your Money
  • Financial Literacy

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