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History of HBS

In 2005 UBT began offering HSAs to employer groups.  Over the years, we have enhanced our services to include a robust investment* fund line-up for those who wanted to use their HSA as another retirement planning tool.  Education has also been a key component of the service we provide.  We are committed to our customers and offer a quality and diverse education program as part of our relationship driven approach. 

Due to the high demand, research began to find a software platform that would allow us to support our clients more efficiently while expanding our services and evolving our technology. We began offering FSA Administration in 2016 on an industry leading technology platform.  Health Benefit Solutions is the first and only local financial institution to offer both HSA and FSA administration on this platform.  

Today, HBS administers benefit accounts for more than 360 organizations and 16,000 individuals across all 50 states. Our clients range from 10 to 3,500 employees with more than $45 million in assets. The HBS team has over 35 years of combined HSA and FSA experience and over 120 years combined customer service experience.

We truly value our relationships with our clients and are committed to providing extraordinary service.

We're Here to Help

Our Health Benefit Solutions team is devoted 100% to health benefits and nothing else. Our hours are Monday - Friday, 8:00am - 5:00pm, Central Time.

Call 844.472.6567Send us an email

Health Benefit Solutions team


*Investment products: Not FDIC Insured - No Bank Guarantee - May Lose Value.