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How We Help Employers

We're Here to Help

Our Health Benefit Solutions team is devoted 100% to health benefits and nothing else. Our hours are Monday - Friday, 8:00am - 5:00pm, Central Time.

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Health Benefit Solutions team



It’s more important than ever to help your employees adequately save for future health care costs. Offering a competitive benefits package enables you to attract and retain top talent to execute on business growth objectives. UBTs team of dedicated health benefit experts will help you get there. Our goal is to provide you with an affordable, convenient and worry-free approach to offering industry leading health benefits.

UBT Health Benefit Solutions was founded with these 4 principles.


The most important aspect of what we do. Building lasting relationships allows us to better understand your needs and enhances our ability to provide the best services and solutions for you. Communication is crucial — as a locally-owned and operated organization, we’re more accessible. We simply do not have multiple layers of decision-makers spanning the Midwest or the entire country. What does that mean for you? Responsive service without the waiting game so prevalent with larger financial institutions.


Our goal is to build employee engagement, maximize adoption rates, and help employees capitalize on their health benefits — and education is critical. Because every employer has a unique culture with different educational requirements, our Health Benefit Solutions team offers an educational program tailored to your organization's needs. Research affirms that employee fluency in health benefit products is still low, even among those that have previously enrolled. Employees who understand their health benefits are more likely to take ownership of their healthcare dollars and maximize their financial benefits. Our education program will help them get there, with comprehensive support for employee enrollment and beyond — including printed literature, email campaigns, interactive tools, presentations, and more.


Our team's approach to service is centered on “real people, with real answers, in real time.” Our Health Benefit Solutions team is devoted 100% to health benefits and nothing else. As a client of Union Bank Health Benefit Solutions, you will never have to make another phone call to an automated answering service. When our customers call, the phone is answered by a live health benefits expert.


UBT's health benefits platform is powered by the industry’s largest and most comprehensive account administration technology, which supports more than 30 million consumers and over 225,000 employer groups. Our robust platform enables us to support even the most complex plan designs in an automated fashion. With full support for HSA, FSA, LPFSA and DCA accounts in one single platform, you can offer your employees a consistent experience across all products — offering one card, one online and mobile experience, and one support model, regardless of the combination of accounts the member chooses to enroll in. With our industry-leading platform, you and your employees are in good hands.