Providing you with a great mortgage loan experience is all about developing personal relationships and delivering outstanding customer service from application to closing. I'll set realistic expectations at the beginning of the loan process and strive to exceed those expectations. UBT has a wide range of products, programs, and services available — we'll evaluate them and select the right ones to meet your unique needs and get you into a home you love.
Loans for First Time Home Buyers
ARM (Adjustable Rate Mortgages)
Rural Development (RD) Loans
With experience, competitive rates and a great team here to assist you, my goal is to make sure you are confident and comfortable throughout the mortgage process. I enjoy educating my customers — you'll be able make informed decisions, making the journey of home ownership as smooth and rewarding as possible. Union Bank is here to help simplify the mortgage process with an outstanding team of loan officers, underwriters, processors, and closers.
Buying a home is an exciting step in life and one that should be enjoyed! Here’s to achieving your dream home! Free Pre-Qualifications Realtors and sellers will be more willing to negotiate when they know you have your financing already approved. I'll help you make an offer on your next home with confidence. Let's get started! Access to the Right People and Products Whether you are building, buying, or refinancing your home, I will assist you with your financing needs. Buying a home is one of the biggest investments you will make in your lifetime and my goal is to give you the knowledge you need to help you make the right decisions when it comes to financing. I am there to assist you before, during, and after the loan closing to make the entire process enjoyable. Variety of Loan Programs Conventional and Government loan programs with fixed and adjustable interest rates are available to give you many options to choose from. Call or e-mail me today with any questions or to schedule an appointment. You can also apply online today! Dedicated to Service In conjunction with Union Bank’s commitment to superior service, my team and I stand behind the promise of free pre-qualifications, responsive communication, and competitive rates in a variety of loan programs. I'll make buying a home fun and enjoyable!
What Stein's Customers are Saying
"We had an outstanding experience working with Stein to refinance our home. She is very easy to work with and would get back to us with questions we had in a timely manner. I felt like she was advocate for our family and sincerely cared about what was best for us. One of the best experiences I've had with a professional! Thank you, Stein!"
~ Kristin, Lincoln, NE April 2019 Will work with Stein every time!
"Stein was so wonderful to work with during the process of buying our first home. We ended up purchasing the home for sale by owner from someone we know and therefore and didn't have a realtor we were working with. This made us a bit nervous at first, but Stein was so awesome in helping this process go smoothly for us. She was extremely quick to respond to email, and even when out of the office provided her number or a colleague's number so we always had all our questions answered. Stein was great at explaining all the paperwork in "layman's terms". We really enjoyed working with her, and with Union Bank, and will most definitely work with her and Union Bank in the future."
~ Haley F., Lincoln, NE Apr 2019 Great Experience
"Stein was great, friendly and professional. She helped us through a smooth home purchase, she was attentive to our needs. She helped us to figure out what would work best for us. I will use her again should we purchase another home in the future."
~ Chelsea, Fairbury, NE Feb 2019 Picture perfect!
"Stein is fantastic!! I started by getting pre-approved with her and she helped explain just about everything for me. From debt to income ratio and first time home buyer options, there wasn't something she didn't know. During the process, I would have guessed I was her only client by her quick responses. She followed up with me every step of the way, even if it was just to tell me we were waiting. Stein is very knowledgeable and versed in the mortgage world and went the extra mile to know the specifics of my situation. She helped me get a first time buyers home loan with a small down payment so I could invest in changing my new home to my liking. Stein is the picture perfect idea of a mortgage lender: friendly, knowledgeable, and professional. Stein knows her stuff and is a great choice for a local lender. She truly made my first time home buying experience a happy and memorable one!"
~ Skyler S., Lincoln, NE Feb 2019