Providing you with a great mortgage loan experience is all about developing personal relationships and delivering outstanding customer service from application to closing. I'll set realistic expectations at the beginning of the loan process and strive to exceed those expectations. UBT has a wide range of products, programs, and services available — we'll evaluate them and select the right ones to meet your unique needs and get you into a home you love.
Loans for First Time Home Buyers
ARM (Adjustable Rate Mortgages)
Rural Development (RD) Loans
With experience, competitive rates and a great team here to assist you, my goal is to make sure you are confident and comfortable throughout the mortgage process. I enjoy educating my customers — you'll be able make informed decisions, making the journey of home ownership as smooth and rewarding as possible. Union Bank is here to help simplify the mortgage process with an outstanding team of loan officers, underwriters, processors, and closers.
Buying a home is an exciting step in life and one that should be enjoyed! Here’s to achieving your dream home! Free Pre-Qualifications Realtors and sellers will be more willing to negotiate when they know you have your financing already approved. I'll help you make an offer on your next home with confidence. Let's get started! Access to the Right People and Products Whether you are building, buying, or refinancing your home, I will assist you with your financing needs. Buying a home is one of the biggest investments you will make in your lifetime and my goal is to give you the knowledge you need to help you make the right decisions when it comes to financing. I am there to assist you before, during, and after the loan closing to make the entire process enjoyable. Variety of Loan Programs Conventional and Government loan programs with fixed and adjustable interest rates are available to give you many options to choose from. Call or e-mail me today with any questions or to schedule an appointment. You can also apply online today! Dedicated to Service In conjunction with Union Bank’s commitment to superior service, my team and I stand behind the promise of free pre-qualifications, responsive communication, and competitive rates in a variety of loan programs. I'll make buying a home fun and enjoyable!
"Stein is fantastic!! I started by getting pre approved with her and she helped explain just about everything for me. From debt to income ratio and first time home buyer options, there wasn't something she didn't know. During the process, I would have guessed I was her only client by her quick responses. She followed up with me every step of the way, even if it was just to tell me we were waiting. Stein is very knowledgeable and versed in the mortgage world and went the extra mile to know the specifics of my situation. She helped me get a first time buyers home loan with a small down payment so I could invest in changing my new home to my liking. Stein is the picture perfect idea of a mortgage lender: friendly, knowledgeable, and professional. Stein knows her stuff and is a great choice for a local lender. She truly made my first time home buying experience a happy and memorable one!"
"Stein was absolutely wonderful when purchasing my new home. She is so knowledgeable, and really cares that your loan experience goes smoothly! I can't say enough about Stein and would give her six stars if I could!"
"Stein is wonderful to work with. She is very organized, responsive, and knowledgeable. She made the process so fluid and we couldn't have asked for a better person to take us through the stressful mortgage application. We highly recommend her services."