Items that make up tangible personal property, like antiques and jewelry, may be the most difficult to plan for because of their significant sentimental value.
Think of your UBTgo credentials as a personal care item, like a comb or toothbrush. Let’s walk through why credentials for each account owner are optimal.
If you own life insurance at your death, the proceeds will be included in your taxable estate unless you take certain steps. Choose the best owner — here's how.