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Step 3: Find Financing

Financing & Pre-Approval

Once you know your budget, it’s time to find a lender and secure a loan (we’d recommend going with a family-owned bank that’s a leading home lender). Keep your credit report handy – your credit score can play a key role in the type of financing and interest rate you qualify for.

When you and your lender find a mortgage that fits your needs, you can get pre-approved. This will help you confirm how much home you can afford, plus it will give you a leg up on other buyers. When you find the house you want to call “home,” you’ll be able to act quickly and make an offer with confidence.

Check out this Smarter in :90 video to get advice from Kelly!

Step 4: Find Your Home