Financing & Pre-Qualification
Once you know your budget, it’s time to find a lender and secure a loan (we’d recommend going with a family-owned bank that’s a leading home lender). Keep your credit report handy – your credit score can play a key role in the type of financing and interest rate you qualify for.
When you and your lender find a mortgage that fits your needs, you can get pre-qualified. This will help you confirm how much home you can afford, plus it will give you a leg up on other buyers. When you find the house you want to call “home,” you’ll be able to act quickly and make an offer with confidence.