Support on this site for Internet Explorer 9 and Internet Explorer 10 will end on April 18, 2018. You must update your browser prior to then to continue accessing ubt.com and UBTgo Online Banking. Learn More Here >>

10 Must-Do Tips for Starting a Business

Taking the plunge into entrepreneurship isn't easy, but it can be incredibly rewarding. Here are some tips that we consider essential to getting started.

Why Work a Couple Extra Years?

Everyone has a retirement dream, but many are putting it off to work a little longer. Let’s take a look at why working into your retirement years may have a positive impact.

Balance Risk & Reward with Proper Asset Allocation

Asset allocation is an investment strategy that aims to balance risk and reward by considering retirement goals, risk tolerance, and investment timeline. Here's how proper allocation can help you!

How to Gain the Largest Customer in the World

Small business owners: if the largest customer in the world was in your backyard, wouldn’t you want to knock on their door? The US Federal Government, along with other public agencies, are just that.

Working Capital Can Put You Out of Work

Some types of short-term capital can actually damage your business. It’s important to beware of the risks of borrowing from these lenders and get the capital you need with MUCH less cost and risk.

Small Business Budgeting: Putting Profit First

Small Business owners can greatly benefit from a simple method that is practiced by many personal finance wizards: Pay yourself first. Here's how it's done.

3 Ways to Start a Business Debt-Free

Borrowing to start a business sometimes does make sense, however, it is a lot less risky if you save, side-hustle, and then scale. Our Small Business experts are here to help you make it happen.

Beware of Tax Liability if You've Received an Inheritance

Most people are genuinely appreciative of inheritances. But sometimes it may be too good to be true, and produce a significant income tax liability. Let's take a look.

6 Smart Uses for Your Tax Refund

If you are expecting, or recently received, a tax refund, consider using it to strengthen your personal balance sheet rather than spending it. Here's how.

7 Money Tips for College Grads

Whether you’re in school, or started your career, it is always important to have your finances in order. It will give you a greater peace of mind and give you more opportunities in the future.

Pages