Your identity is one of the most valuable things you own. It is important to protect it. Identity Theft is a crime where someone steals your personal information to commit fraud. Someone using your information could fraudulently apply for credit, file taxes, or get medical services. Identity Theft is on the rise, with a number of victims steadily climbing year after year. Since the rise of personal technology and social media leads to increased vulnerability in users’ personal information, it is important to stay aware and take preventative action.
We’ve complied some tips to help protect you and your financial reputation:
- Do not carry your Social Security Number.
- Protect your PIN number on your credit card and debit card.
- Review your account frequently.
- Shred sensitive information.
- Be cautious of unsolicited requests by mail, email, or over the phone.
- Don’t check your bank accounts using public Wi-Fi.
- Create strong passwords and update them frequently.
- Check your credit report every year. Report any unusual activity.
- Only order from Internet sites that use secure methods of obtaining personal account or credit card information.
If you suspect your identity has been stolen:
- Immediately file a police report.
- Call the Federal Trade Commission at 1-877-ID-Theft.
- Contact the three major credit bureaus to place a fraud alert on your record.
- Maintain a log of each contact with authorities.
As always, the UNL branch on campus would love to answer any questions you may have about keeping your information safe. UBT also offers an Identity Protection Service for a small fee. Visit with a personal banker for more information and steps to enroll.