(1) You must meet activity requirements each statement cycle to receive 2.00% Annual Percentage Yield (APY) for balances $50,000 and under and .75% APY for balances over $50,000. Activity requirements per statement cycle include: At least 12 Visa debit card purchases posted (excludes ATM withdrawals), enroll in e-Statements (valid e-mail address required), access Online Banking at least once, and one direct deposit posted. If statement cycle activity requirements are not met you receive .25% APY. $50 required to open account. Fees may reduce earnings. Rates subject to change. APY current as of 01/20/2016. (2) Some ATM owners assess a surcharge, which we can't control or waive. (3) Waives one NSF Paid Item Fee/NSF Returned Item Fee per calendar year. This account is not affiliated with or endorsed by any college or university.
Important Information About Procedures For Opening A New Account—
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you; we may also ask to see your driver’s license or other identifying documents.
*Investment products: Not FDIC Insured - No Bank Guarantee - May Lose Value.