Union Bank & Trust - a Family Owned Nebraska-Based Bank

	Mobile device? Check out the new ubt.com/mobile

	BillPay		Refer-A-Friend
	Use BillPay with Online and Mobile Banking for quick and easy access to your account, wherever you are.		Refer your friends and be rewarded. It's good for you and it's good for your friend.


	A Handsome Reward		Pre-Paid Debit Card
	Get $50 and a designer debit card when you open a new checking account.		Get the convenience and simplicity of a reloadable, pre-paid debit card with Union Bank's Go Card.

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Important Information About Procedures For Opening A New Account—
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you; we may also ask to see your driver’s license or other identifying documents.

**Insurance policies are obligations of the issuing insurance company, and are not obligations or deposits of, or guaranteed by any bank and are not FDIC insured. Union Bank makes insurance available through its affiliated company Union Agency Inc.

Investment products: Not FDIC Insured - No Bank Guarantee - May Lose Value.

FDIC Insurance:
For general information on FDIC Insurance, click here. For an important disclosure regarding deposit insurance on noninterest-bearing transaction accounts, click here.