Personal Banking

Putting the “personal” in personal banking

From checking and credit cards to savings and loans, we have the financial services and support you need to build the life you want.

COVID-19 Relief

We're here for you

We say it a lot: Your money has people at UBT. And we're here to help you through this difficult time with payment deferrals, hardship Ready Loans, and more.

Personal Checking

The right account for your needs

We offer a variety of personal checking accounts with features and benefits designed with you in mind — backed by real people who really care.

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Home Loans

We’ll make it easy to build, buy, or refinance

Ready for the home of your dreams? Let our friendly, experienced home loan team guide you through the steps of finding the right loan to buy, build, or improve on your home. 

Why Union Bank & Trust?

We get to know you

At UBT, people don’t have your money — your money has people. That means personalized service from real people who get to know you, your goals, and your individual needs.

We’re local

Since getting our start in Lincoln, we’ve expanded to include locations across the state and in parts of Kansas. We’re proud of our Midwestern roots and the people we serve.

We give back

We care about the communities we serve, so we make it a point to support charitable causes and civic organizations that make for an even better place to live and work.

We’re always innovating

Whether it’s improving our online experience or offering new ways to bank on the go, we’re always working to give you the best banking experience possible — so you can focus on what matters.

We’re family owned

UBT has been owned by the same family for more than 50 years, which means we understand the value of putting down roots, caring for those around us, and supporting other families as they grow.

We can do it all

At UBT, we cast a wide net. We offer banking and lending services to individuals and businesses, investing and wealth management solutions, trust services*, and more — all with a personal touch.

UBTgo Digital Banking

Your bank goes where you go

UBTgo helps you easily manage all of your money from any device. Deposit checks from your phone, pay a friend, pay your bills — you can do it all any time, anywhere.

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Need More Help?

Contact a personal banker near you

*Investment products: Not FDIC Insured — No Bank Guarantee — May Lose Value.


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