Certificates of deposit
Get a guaranteed return on the money you put in, on your timeline.
Checking & Savings Offer
Get up to $200† and a better bank
If you don’t have both checking and savings accounts with UBT, there’s no better time than right now to get started — and earn a cash reward. Here’s how:
- Get up to $150† when you open a new checking account and meet requirements
- Get a $50† bonus when you open a new Simply Savings account and meet requirements
That’s up to $200† for bringing it all together at UBT. Plus, you can enjoy all the benefits of working with a family-owned bank that cares about our customers, the communities we serve, and each other.
Home Loans
We’ll make it easy to build, buy, or refinance
Ready for the home of your dreams? Let our friendly, experienced home loan team guide you through the steps of finding the right loan to buy, build, or improve on your home.
We get to know you
At UBT, people don’t have your money — your money has people. That means personalized service from real people who get to know you, your goals, and your individual needs.
We’re local
Since getting our start in Lincoln, we’ve expanded to include locations across the state and in parts of Kansas. We’re proud of our Midwestern roots and the people we serve.
We give back
We care about the communities we serve, so we make it a point to support charitable causes and civic organizations that make for an even better place to live and work.
We’re always innovating
Whether it’s improving our online experience or offering new ways to bank on the go, we’re always working to give you the best banking experience possible — so you can focus on what matters.
We’re family owned
UBT has been owned by the same family for more than 50 years, which means we understand the value of putting down roots, caring for those around us, and supporting other families as they grow.
We can do it all
At UBT, we cast a wide net. We offer banking and lending services to individuals and businesses, investing and wealth management solutions, trust services*, and more — all with a personal touch.
Auto & Personal Loans
Auto loans
Our team will help make the buying process as fun as the test drive.
Ready loans
Quick. Easy. Hassle-free. Put your loan request on the fast track.
Home loans
Get into the home of your dreams with help from our experienced mortgage team.
Home equity
Ready to remodel? Use your home’s value to make it even better.
UBTgo Mobile App
Find out why our app has 4.9 stars
The UBTgo mobile app✳ is faster, sleeker, and now easier to use than ever — and judging by the reviews, our users agree! Visit your phone’s app store today to download the latest version and see for yourself how easy it can be to manage your money from anywhere.
Investment management
Whatever your goals may be, our team of objective, experienced, reliable investment professionals will help you get there with a variety of investment vehicles.
Estate administration
You can count on our experienced team of trust professionals to help protect your wealth and guide your family during a difficult time.
Need More Help?
Contact a personal banker near you
✳Message and data rates may apply.
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†Checking offer not valid for primary accountholder on existing UBT personal checking account(s). Savings offer not valid for primary accountholder on existing Simply Savings or Simply Savings Student account(s). Offer not valid if existing checking or savings accounts closed 120 days prior to 05/02/2022. Receive $50 when you open a Simply Free Checking account and complete the following within 90 calendar days of account opening: (1) have $500 in electronic direct deposits posted; and (2) enroll in e-Statements via online or mobile banking. Receive $150 when you open an interest-earning checking account (Simply Free Plus, Simply Free Platinum, or Premium Interest Advantage) and complete the following within 90 days of account opening: (1) have $2,500 in electronic direct deposits posted; and (2) enroll in e-Statements via online or mobile banking. Receive $50 when you open a Simply Savings account and complete the following within 90 days of account opening: (1) maintain a $2,500 balance; and (2) enroll in e-Statements via online or mobile banking. Bonus is credited to your active account within 100 days of account opening if you meet requirements. $50 opening deposit required on checking accounts (Simply Free Plus requires a $1,000 opening deposit). Simply Savings requires a $2,500 opening deposit in new money. Various Annual Percentage Yields (APYs) offered for interest-earning checking accounts based on the account and balance maintained. For example, Simply Free Platinum requires a $100 minimum daily balance to earn .05% APY. Simply Savings earns .10% APY. APYs accurate as of 06/16/2022. Fees may reduce earnings; rates subject to change. Promotion offers limited to one new checking account and one new savings account per person and cannot be combined with other offers. Simply Free Platinum accounts are designed for people ages 50 and over. Premium Interest Advantage is limited to residents of Douglas, Sarpy, and Washington counties in Nebraska. Promotions available 05/02/2022 to 09/30/2022. Member FDIC.