Personal Checking
The right account for your needs
We offer a variety of personal checking accounts with features and benefits designed with you in mind — backed by real people who really care.

Home Loans
We’ll make it easy to build, buy, or refinance
Ready for the home of your dreams? Let our friendly, experienced home loan team guide you through the steps of finding the right loan to buy, build, or improve on your home.
Special Offer
Now you can get even more of a good thing
Whether it’s toppings on your ice cream or rewards points on your UBT credit card, you can never have too much of a good thing. And right now, you can earn 5,000 bonus points or $50 cash back* when you open a new credit card and 10 purchase transactions are posted within 60 days of account opening.

UBTgo Digital Banking
Your bank goes where you go
UBTgo helps you easily manage all of your money from any device. Deposit checks from your phone, pay a friend, pay your bills — you can do it all any time, anywhere.
Need More Help?
Contact a personal banker near you
*Offer subject to credit approval. Valid on approved Rewards and Signature Rewards Credit Card applications received between October 1, 2019, and January 31, 2020. Bonus points offer available after 10 purchase transactions are posted within 60 days of credit card open date. Member FDIC.
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